:root{--ink:#172033;--muted:#64748b;--line:#e2e8f0;--bg:#fff;--soft:#f8fafc;--teal:#0f766e;--teal2:#14b8a6;--gold:#f59e0b;--navy:#111827;--danger:#991b1b}*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav{max-width:1180px;margin:0 auto;padding:14px 20px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{font-weight:900;color:var(--navy);letter-spacing:-.03em}.nav a{color:var(--teal);text-decoration:none;font-weight:700}.hero{background:radial-gradient(circle at 20% 10%,rgba(20,184,166,.22),transparent 32%),radial-gradient(circle at 80% 0,rgba(245,158,11,.22),transparent 30%),linear-gradient(135deg,#0f172a,#143b3a 62%,#064e3b);color:white}.hero-inner{max-width:1180px;margin:0 auto;padding:82px 20px 72px;display:grid;grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);gap:34px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;padding:7px 12px;border:1px solid rgba(255,255,255,.24);border-radius:999px;background:rgba(255,255,255,.08);font-size:.88rem;font-weight:800}.hero h1{font-size:clamp(2.3rem,5vw,4.7rem);line-height:.98;margin:18px 0 16px;letter-spacing:-.06em}.hero p{font-size:1.1rem;max-width:720px;color:#dbeafe}.hero-card{border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.09);border-radius:28px;padding:24px;box-shadow:0 24px 80px rgba(0,0,0,.28)}.hero-card img{width:100%;border-radius:20px;display:block;object-fit:cover;max-height:290px}.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:13px 18px;font-weight:900;text-decoration:none}.btn-primary{background:white;color:#064e3b}.btn-secondary{border:1px solid rgba(255,255,255,.32);color:white}.wrap{max-width:1120px;margin:0 auto;padding:56px 20px}.grid{display:grid;grid-template-columns:2fr 1fr;gap:28px}.content h2{font-size:2rem;line-height:1.1;margin:44px 0 12px;letter-spacing:-.04em}.content h3{font-size:1.25rem;margin:28px 0 8px}.content p,.content li{font-size:1.03rem}.card{background:var(--soft);border:1px solid var(--line);border-radius:22px;padding:22px}.risk-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:14px}.risk{background:white;border:1px solid var(--line);border-radius:18px;padding:16px}.risk strong{display:block;color:var(--teal);margin-bottom:4px}.sidebar{position:sticky;top:86px;align-self:start}.side-card{border:1px solid var(--line);border-radius:24px;padding:22px;background:white;box-shadow:0 16px 45px rgba(15,23,42,.07)}.side-card h2{font-size:1.25rem;margin:0 0 10px}.links a{display:block;padding:10px 0;border-bottom:1px solid var(--line);color:var(--teal);font-weight:750;text-decoration:none}.faq{border:1px solid var(--line);border-radius:18px;padding:18px;background:white;margin:12px 0}.footer{background:#0f172a;color:#cbd5e1;margin-top:64px}.footer-inner{max-width:1120px;margin:0 auto;padding:32px 20px}.notice{border-left:4px solid var(--gold);background:#fffbeb;padding:14px 16px;border-radius:12px;color:#78350f}@media(max-width:840px){.hero-inner,.grid{grid-template-columns:1fr}.sidebar{position:static}.hero-inner{padding:56px 20px}.nav{align-items:flex-start;flex-direction:column}.hero h1{font-size:2.6rem}}